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 Money Matters With Jennifer
Boomers to Millennials – Are You Talking to Your Grandchildren?
QBy Jennifer Scroggins, Investment Advisor Representative
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   uestion: Ever wonder what makes one generation different from another?
Try this with your family:
Ask, “When I say “NASA”, what comes to your mind?” For Boomers it’s probably Neil Armstrong stepping on the moon in 1969. To Gen Xers, it might be Viking 1 touching down on Mars. Millennials may think of the Hubble Telescope. Each generation is loosely defined by thoughts and attitudes created through shared life experiences, usually the ones from our teens.
So what have we learned about Millennials? Born between 1982 and 2004, they are conservative in nature and the least trusting generation. They remember the 9/11 attacks and the economic downturns. 75% consider wealth a very important attribute - good, considering they stand to inherit over $30 Trillion before 2044.* But here’s a concern. How they will handle it. So I ask, is this a discussion your family is having? To me, financial legacy and literacy go hand in hand. We need to open the lines of communication and prepare our families.
A few years ago, I had an idea of how I could impact the Millennial Generation. I began inviting groups of teens to a 3-month series on life planning and Financial Fitness. The classes were interactive. I took them through an imaginary family of 4. We looked at income, expenses, and savings goals. We addressed protection needs. They envisioned themselves as adults, with responsibilities. They were asked how they would feel if
they couldn’t meet their goals. This was an eye opener! They learned about the power and importance of saving early.
Often, I hear complaints about what the youth don’t know, so I decided I it’s up to us to teach them. Through education we build trust and prepare them for their future. Remember, a Millennial will be running the White House one day - so start engaging your family today!
*Estimates developed by Paul Schervish and John Havens, of the Center on Wealth and Philanthropy at Boston College, 2013.
Securities and investment advisory services offered through Royal Alliance Associates, Inc. member FINRA/SIPC. Royal Alliance Associates, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Royal Alliance Associates, Inc. 3522 Paesanos Pkwy, Suite 100, San Antonio, TX 78231, (210) 998-5000.
Jennifer Scroggins
Financial Advisor
Scroggins Advisory
Strategies
(210) 789-2003 www.scrogginsadvisorystrategies.com
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 Step Into Decorating
WBy Mary Jenkins Asquith R.I.D.
hat a whirlwind of emotions for all who own a home during this pandemic and now after the
pandemic it continues.
The design and decorating business
were constant during the entire pandemic as clients were getting more comfortable in their spaces and realizing that their homes are their Castles!!
After 40 years of being in the design business, I have never seen the ups and downs of clients’ design needs and desires.
We continued to be busy helping our clients create great ambiances for their homes. Whatever your age, income level and your design and decorating style, everyone needs design tips and ideas.
Many clients may say wait till..... this is over and that is over.....and so we encourage you to begin your design plan and make it a reality.
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Your Home is your Castle! Call us!
The Jenkins Interior Design Group, LLC 210 490 0161
Mary Jenkins Asquith Jennifer Jenkins Jessica Trevino
   July 2021
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